gms travel insurance
Protect yourself from the unexpected.
Life has a way of interrupting our best laid travel plans.When it does, you want to know you are covered. The cost of just one medical emergency while travelling can be financially devastating. Not to mention trip cancellations and delays that can put a strain on your wallet.
Buying travel insurance is the best way to safeguard your finances when something unexpected happens during your travels. GMS offers affordable travel insurance coverage to meet a variety of needs.
Emergency Medical Coverage
Many Canadians travel without travel medical emergency coverage, believing government health programs
cover everything—they don’t. The cost of just one incident could be financially devastating.
GMS TravelStar® Emergency Medical coverage provides protection from the high cost of emergency
treatment while travelling.
Basic coverage includes:
- $5,000,000 in coverage
- 24 essential benefits including hospital, physician and ambulance expenses
- 24-hour, worldwide assistance.
Trip Cancellation & Interruption Coverage
Vacations can be major investments. They can also be risky investments. Blizzards can force flight cancellations, medical emergencies can postpone departure dates and connections can be missed. With so many potential complications, it’s nice to know you can protect your investment.
GMS TravelStar® Trip Cancellation & Interruption coverage gives you peace of mind even before you start your trip. In the event that your trip is cancelled before your departure, you'll be covered for items such as non-refundable airfare, pre-paid travel arrangements and any cancellation penalties. In the event your trip is interrupted after departure, you'll be covered for items like transportation to rejoin tour groups or the cost of out-of-pocket expenses during longer delays (such as meals, accommodations, telephone calls and taxi fares).
Baggage, Loss Damage & Delay
If you've purchased Emergency Medical or Trip Cancellation & Interruption coverage you're eligible to purchase Baggage Loss, Damage & Delay coverage to protect your personal belongings while travelling. Baggage Loss, Damage & Delay provides the following coverage.
- $500 per item or set of items up to a maximum of $1,500 coverage
- $100 to replace documentation such as a passport or driver’s licence
- $400 for replacing personal items if your baggage is delayed for 12 hours or more
- $100 for replacing currency due to theft or robbery
- Baggage Loss, Damage & Delay has a maximum of $1,500